By: Ruth Jackson 21/09/2018 Travel insurance is one of the few forms of cover you absolutely must have, but check policies carefully before signing up.When we travel abroad, most of us are relying on travel insurance that may not provide the cover we need. Around 80% of us don’t read our travel insurance policies and make sure they provide adequate cover, according to a survey by MoneySupermarket. Two-thirds of the people surveyed said they would drink on holiday, for instance, yet only 54% realised that getting injured while drunk could jeopardise a claim. “As a general rule of thumb, the cheaper your policy, the more open the clause around alcohol is to interpretation,” says Anna Sant, travel insurance specialist at MoneySupermarket. “With cheaper policies, it’s up to the individual to prove they weren’t under the influence of alcohol when they got injured, which can prove almost impossible.” That is one key reason why it’s a mistake simply to choose the cheapest option when it comes to travel insurance. Make sure that you read through the level of cover being offered and consider carefully whether it is enough to meet your needs. Also, check that there aren’t any clauses in the… Read full this story
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