Tracey Owings is fighting hard to keep the home that has been in his family for 34 years. In 2000 his mother refinanced. In 2006 she died. In 2009 he lost his job and had no paid work for nine months. He fell behind with the mortgage. The bank moved to foreclose on the house. Gradually the work came back. Less than before. Much less. But just enough. The house is not in negative equity and now he can make the payments. But he can’t get the bank to take his money. Attempts to modify the loan and take advantage of a settlement, brokered by the White House, between mortgage companies and the justice department have come to nought. “I don’t qualify,” he says with exasperation detailing both his efforts to meet each bureaucratic challenge and his frustration at each bureaucratic obstacle. He stands in the waiting room of Gulfcoast Legal Services offices in Sarasota with an armful of documents and a belly full of bile. “They have failed me,” he says. “Obama came in offering hope and change but he’s failed. I just want to save my mother’s house.” Owings is voting for Mitt Romney. Does he think Romney… Read full this story
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